Drop your budget! 3 simple rules for your spending plan

drop your budget whiteboard

Budgets are more than just paying your bills on time. A budget helps you to make sure you will have enough money every month. Without a budget, you might run out of money before your next paycheck. The word “budget” like the word “diet”, is associated with negative thoughts. Budgets and diets are viewed as restrictive reminders of things we cannot have, and things we should avoid. More than that, a budget like a diet is a tool. If tools are used properly, they lead to the outcome we desire. You use a diet to develop a healthy body, thus…

The 6 Habits Of Financial Health

financial health i am hungry pig savings

 “Never spend your money before you have it” Thomas Jefferson From the moment you wake up to when you go to sleep, you make constant choices. Should I eat the salad instead of the burger? Should I go jogging after work? And much much more. Over time we form habits, good and bad ones. Every day, we constantly try to implement more good habits in our daily routine. “Running on Tuesday, Friday, and Sunday; High-Intensity Interval Training (HIIT) on Monday and Thursday”, those are mine with few “Should I go and grab a coffee with a friend and skip the…

Financial Freedom vs Financial Independence

financial freedom hammock

Everyone dreams of being financially free. All the affiliate marketing ads and social media bombard us with videos, pictures, and stories of “normal people”, like me and you, achieving it. With few clicks you are free. Free of traveling around the world in first class, owning a mansion, three Lamborghini and 100 square meters closet full of branded clothes and shoes. But what actually means being financially free? And what is the difference between financial independence and financial freedom? Which comes first? Which one should we aim for? “Financial freedom is freedom from fear” Robert Kiyosaki Financial Independence is the…

Do Not Set Dead Person Goals

walking a path

How do you set goals? Different schools of thoughts and different thought leaders would argue their method is the best. However, the one thing everyone will agree upon is that if you want to succeed in life, you need to set goals. Simple as that! As the definition says, a goal is an observable and measurable end result having one or more objectives to be achieved within a more or less fixed timeframe. “You need a plan to build a house. To build a life, it is even more important to have a plan or goal.” Zig Ziglar Goals allow…

Where Good Ideas Come From? The 9 Best Places Where Your Ideas Can Flourish

light bulb ideas

When is the best time to think? When is the best time to be creative? When is the best time to think about the future? Should you be lying or sitting? What about standing? Wet or dry hair? Does having shoes on help? Following, the 9 best places and actions where your best ideas can flourish Think while you drink If you are a freshman in college and about to get involved in a big party, it generally does not pay off to think while you are having alcohol. Every abuse and/or noxious substances it may give you the idea…

Stop Watching Porn!!! Live a better life!!!

red lips with female shadow

Do you watch porn? Or better, do you consume pornography? Every second more than 30,000 people watch porn on line. As you read this more than 28,000 people are watching porn. I stopped watching porn quite a while ago. I felt it was the right thing to do. I slowly realized that every time you watch porn, you are creating a need, you are creating a demand for “filmed prostitution” because, in reality, that’s what porn really is. Pornography comes from: “pornē” which stands for prostitute; and “graphia” which stands for documentation. Of course, you should not stop watching porn…

Kill Your Dreams In 6 Steps Plus One

ideas on fire

Have you ever questioned yourself how people achieve their dreams? When I think about the dreams myself and others around me have, it is amazing to see how big is the correlation between the dreams that we have and the projects that never happen. In most cases, we don’t even get started. Since I haven’t achieved most of my dreams I am “really” proud to present the Six Steps plus One on how not to achieve your dreams. Step 1 Overnight Success Believe in overnight success. Everybody knows the story of that nerd that built a mobile phone application and…

Why Do We Sleep?

Singapore sleeping uncle

The single most important behavioral experience that we have, is sleep. If you’re an average sort of person, 36 percent of your life will be spent asleep, which means that if you live up to 100, then 36 years will have been spent entirely asleep. 36 years should tell us that sleep is an important activity in our life. Unfortunately, most of us don’t think about sleep. We rarely think about his importance and its value. Throughout history, the way we see and value sleep has changed. Thomas Dekker,  in the 1500s, said: “Sleep is that golden chain that ties…

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